Insuring Texas Families and Their Future
Pat Carson Insurance Livestock Insurance Insuring Texas Families and Their Future

Get a quote!Is your livestock investment protected?
Pat Carson Insurance would like to make sure that it is.

Why Livestock Risk Protection?
The answer is simple. LRP protects producers if the national cash price of their livestock falls below the level set in their insurance coverage. Producers income are more vulnerable from price risk than any other factor including death, loss or weather events. Protect your investment while waiting for optimal marketing conditions.

LRP is a USDA subsidized program that allows sales throughout the year with available coverage and premiums changing daily.

LRP offers many advantages for the livestock producer:
  • allows a producer to insure on a per animal basis instead of blocks of livestock at 40,000 lbs. This eliminates the possibility of being over or under hedged by using a put. Coverage is available for Feeder Cattle policies on Steers and Heifers up to 900 pounds and now include Brahman and Dairy cattle. Fed Cattle policies are available and cover Steers and Heifers from 1000 to 1400 pounds that have a grade of select or higher.
  • is closer to the actual ending value of the livestock and is based on cash market index prices rather than futures market prices. There are no commission costs with LRP. Additionally, LRP is a significant government subsidy and usually costs much less than other options.
  • is often perceived more favorably by lenders and may provide additional benefits in terms of lending rates or loan availability.

To put this coverage into effect simply select a starting date that you want your coverage to begin. Then you will need to decide how long of a period you want to have coverage. The coverage periods available range from thirteen to fifty two weeks. You will also need to estimate the target weight you expect your cattle to achieve by the end of the coverage period.

Daily rates and prices may vary and are determined by the Risk Management Agency of the USDA since they provide reinsurance and producer premium subsidy on each Livestock Risk Protection policy. Visit www.armt.com for daily pricing information or to get a quote.

Livestock Risk Protection policies are designed to protect your investment should the prices fall before you can get your livestock to market. Protect yourself from the ups and downs of the commodity markets today.

A Livestock Risk Protection policy can give you peace of mind when purchasing new livestock or protecting the value of your existing calf crop. Protect your investment! Contact us today for more information.


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107 Main Street, Turkey, TX 79261
806.423.1289 office
1.888.343.1289 toll free
806.423.1159 fax

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